WFHM COMPLAINT:
Submitted: May
2015
Reported By: DebbieRising
in Florida
Report Link: CLICK HERE
My husband was off work for a month
due to MRSA and I'm disabled. We got behind, he called and asked what we should
do. They suggested we put our home up for short sale since we can't afford it.
We can but when you lose a month wages its tough. So every other week we were
paying 1500.00, the last payment they said was 574.00 so we paid it. All the
while kept telling us we were going into foreclosure. Got a call yesterday
stating that we owe 98.00 in late fees. They call 4 to 6 times a day, different
person each time. No compassion and they don't want to work with you they just
want your home. My husband is working 80/hr week just to keep us in our home.
Noone will help because we're not far enough behind, but get 3 months and they
threatiening to foreclose.
END
CONSULTING ADVICE:
Hi DebbieRising,
You have rights and they are being violated by
WFHM...period. Check out the CFPB's website and here is a link to your basic
consumer rights via the CFPB's website ConsumerFinance.gov -
http://www.consumerfinance.gov/newsroom/consumer-financial-protection-bureau-rules-establish-strong-protections-for-homeowners-facing-foreclosure/.
You may also want to visit the FTC with regard to debt collection at FTC.gov to
understand debt collection laws and your rights (they cannot harass you or lie
to you).
Without knowing the in's and out's of your
situation, you DO NOT NEED a short sale and you should qualify for mortgage
assistance if you are behind or are in imminent danger of falling behind per
the MHA HAMP website MakingHomeAffordable.gov (do not let any lawyers or loan
officers above bait you into something you do not need.
We reviewed your complaint on our radio show this
morning called "The Daily Complaint" and we put together an attack
strategy for you on the show - you can listen for FREE by simply going to TheDailyComplaint.com
as you do not need to pay anyone to cure the default and abuses/violations that
you have suffered at the hands of WFHM.
Please feel free to contact me if you need
additional help as we never charge to speak with you and certainly not to point
you in the direction for success. You can fight WFHM and win, just know that,
but you must know your rights in order to assert them and the CFPB is an
excellent place to start to get educated.
Good luck!
Every new beginning comes from some other
beginning's END
Respectfully,
Dana Shafman
Managing Member
END Consulting
(888) 234-7006 Ext 101
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