Wednesday, June 17, 2015

U.S. Restricts Six Banks Over Mortgage Problems

U.S. Restricts Six Banks Over Mortgage Problems

Failure to comply with enforcement orders draws OCC fire


Tuesday, June 16, 2015

CALIBER HOME LOANS

CALIBER COMPLAINT:

Submitted:      May 2015
Reported By:     Ramona in Waterford, Michigan
Report Link:   CLICK HERE

Disorganized crime somewhere in the US

I've been working on a modification with these people [Caliber Home Loans] for the last year and a half. I submitted full paperwork no less than three times and finally got some help when I involved the State of Michigan. I received HAMP funds and a new payment but now not only are my new payments not being recorded, they're sending foreclosure notices based on not receiving the amount of the old payment. There's ONE 800 number that rings at a call center but you can't get past them to get any real help. Is this a scam company? Does anybody know what's going on here?

END CONSULTING ADVICE:

Hi Ramona,

I have had many dealings with Caliber Home Loans and can completely validate your complaints. I commend you for contacting the state of Michigan, as that is an excellent and important step in asserting your consumer rights.

You have so many consumer rights and consumer protections under the FDCPA and the CFPB and the FTC and RESPA with regard to your complaint and it only takes a few minutes to submit the complaints online to the CFPB and FTC for an immediate response and action.

In fact, we covered your complaint today on our radio show The Daily Complaint and provided a pathway for success to include how to contact the CFPB - thank you for posting your complaint online via the Ripoff Report so that others will have the opportunity to learn from your experiences in dealing with Caliber Home Loans. There are firm rules in place with regard to the posting of your payments during the MHA HAMP trial period plan and also to moving forward with foreclosure but again, you must know your rights in order to exercise your rights.

In addition to submitting complaints to the CFPB, I would suggest preparing a QWR for Caliber Home Loans – you can learn how through the CFPB by typing in QWR in their search bar. They are required to acknowledge the QWR per RESPA in 5 business days and answer it in 30 business days or you do have recourse, so listen to us address your complaint on The Daily Complaint today and contact us if you need further information on how to not only attack your problem but to get the solutions that you are seeking. You can hold Caliber Home Loans accountable for their actions!

Good luck!

Respectfully,

Dana Shafman
Managing Member
END Consulting
(888) 234-7006 Ext 101



Monday, June 15, 2015

NATIONSTAR MORTGAGE

NATIONSTAR COMPLAINT:

Submitted:      June 2015
Reported By:     pattiv in Deltona, Florida
Report Link:   CLICK HERE

They [Nationstar Mortgage] are horrible!

Nationstar has made my life a living hell. In Feb. I made 3 months of payments because I fell behind and at tax time got caught up. This time, I made the payments and continued to make payments. Then in April, my payment was returned. I couldn’t understand why so I called and they told me the payment I made in Feb. was returned NSF. I knew it didn’t and called my bank that agreed it was paid. We sent statements and letters from the bank and I call them on a weekly basis. They kept insisting it was returned but couldn’t tell us where it was returned to. I made another payment in May, which they are just holding. Now in June, they tell me it was not returned it was applied to the account but I’m like no it didn’t, look at the balance. They want me to repay a huge amount that I don’t owe so now I’m going to lose my house. They are so frustrating and clueless about what is going on. I need help I’m at my wits end.

END CONSULTING ADVICE:

Hi pattiv,

Nationstar Mortgage is known for violating the rights of their clients and consumers in general but you do not have to sit back and take it! You have so many consumer rights and consumer protections under the FDCPA and the CFPB and the FTC and RESPA with regard to your complaint and it only takes a few minutes to submit the complaints online to the CFPB and FTC.

In fact, we covered your complaint today on our radio show The Daily Complaint and provided a pathway for success to include how to contact the CFPB and FTC - thank you for posting your complaint online so that others will have the opportunity to learn from the wrongdoing that you have experienced at the hands of Nationstar Mortgage and other debt collectors responsible for servicing your mortgage. There are firm rules in place with regard to the posting of your payments and also to threatening foreclosure when not warranted or in error but again, you must know your rights in order to assert your rights.

In addition to submitting complaint to the CFPB and FTC, I would suggest preparing a QWR for Nationstar Mortgage – you can learn how through the CFPB by typing in QWR in their search bar. They are required to acknowledge the QWR per RESPA in 5 business days and answer it in 30 business days or you do have recourse, so listen to us address your complaint on The Daily Complaint today and contact us if you need further information on how to not only attack your problem but to get the solutions that you are seeking. You can hold Nationstar accountable for their actions!!!

Also, DO NOT listen to any idiot that tells you that you are wrong and do not have consumer rights because they are wrong, period.

Good luck!

Respectfully,

Dana Shafman
Managing Member
END Consulting
(888) 234-7006 Ext 101



Wednesday, June 10, 2015

SELECT PORTFOLIO SERVICING

SPS COMPLAINT:

Submitted:      May 2015
Reported By:     Chantal in Dorchester, Massachusetts
Report Link:   CLICK HERE

SPS Select Portfolio Servicing they are trying to foreclose on my property.

Hi

In October 2013 Chase mortgage bank gave my mortgage to be serviced to SPS portfolios servicing. Chase withheld 2 mortgages before the transfer. Since November 2013 SPS portfolios servicing is trying to foreclose on me as they state I am missing 2 mortgage payments. I tried to write and fax and speak to them and sent them information how Chase has the 2 payments but they refused to acknowledge the situation.

They also refused to respond to my qualified written request.
Please do not do any business with them.

END CONSULTING ADVICE:

Hi Chantal,

SPS is known for violating the rights of their clients and consumers in general but you do not have to sit back and take it! You have so many consumer rights and consumer protections under the FDCPA and the CFPB and the FTC and RESPA with regard to your complaint and it only takes a few minutes to submit the complaints online to the CFPB and FTC.

In fact, we covered your complaint today on our radio show The Daily Complaint and provided a pathway for success to include how to contact the CFPB and FTC - thank you for posting your complaint online so that others will have the opportunity to learn from the wrongdoing that you have experienced at the hands of SPS and Chase. There are firm rules in place with regard to the transferring of your mortgage loan to a new owner and/or servicer and also to threatening foreclosure when not warranted or in error but again, you must know your rights in order to assert your rights.

The QWR that you submitted to SPS should have been acknowledged per RESPA in 5 business days and answered in 30 business days or you do have recourse, so listen to us address your complaint on The Daily Complaint today and contact us if you need further information on how to not only attack your problem but to get the solutions that you are seeking.

Good luck!

Respectfully,

Dana Shafman
Managing Member
END Consulting
(888) 234-7006 Ext 101