PHH MORTGAGE COMPLAINT:
Submitted: January
2015
Reported By: docdeb in USA
Report Link: CLICK HERE
This company has ruined lives. They are so disorganized that they can’t even explain their own actions.
They rely on their lawyers to
represent them. Their lawyers can’t even justify
their actions. It goes round and round and the courts don't want to see it. WHY?
END
CONSULTING ADVICE:
Dear docdeb and other homeowners fighting for
your rights,
While I realize that it may seem that you are
alone since the courts are all too disinterested in helping homeowners fight
the banks to address the egregious and abhorrent mortgage servicing practices
of many like Ocwen, Nationstar, ASC, SLS, SPS, Bank of America, Wells Fargo,
CitiMortgage, and yes, PHH mortgage...you are not alone! Believe it or not,
there are many avenues for homeowners just like you docdeb and I would
recommend fighting for your rights outside of PHH and you can start with the
CFPB at http://www.consumerfinance.gov.
I routinely look for posts to answer in hopes
that it will not only bring optimism to those homeowners and borrowers in
distress but also some basic information to assist in fighting the banks that
are "too big to fail" but yet don't appreciate the bailout that we
provided in their time of need. The debt collectors like PHH, SPS, SLS,
Green Tree, Ocwen and Nationstar are simply just piranhas but they can be beat
at their own game too just like the big banks can be defeated. You CAN
win this fight!!!
It is not too late to fight for your rights but you will have to first get familiar with your consumer rights. You can learn more about your consumer rights and the responsibilities of PHH as a mortgage servicer by visiting the CFPB's website and becoming educated about the rights afforded you under the FDCPA, Dodd-Frank and RESPA via the CFPB. Here is a link to the current rules that went effect in 2014 and stronger rules are forthcoming in 2015: http://www.consumerfinance.gov/newsroom/consumer-financial-protection-bureau-rules-establish-strong-protections-for-homeowners-facing-foreclosure/
Thank you as I commend you for taking the first
step in asserting your consumer and constitutional rights by complaining about
the situation in an effort to shed light on the abuse and encourage change. With
that said, many overlook the key aspect of the fight, which is putting the
violations and abuse in writing in the form of a proper QWR
and attaching proof of your consumer and constitutional rights that have been
violated.
I would be more than happy to educate anyone
interested on how to fight for your rights as my firm routinely seeks out
complaints online so that we can educate as to how to fight back on our weekday
show called "The Daily Complaint” where we review a complaint
and how to tackle it successfully.
We reviewed your complaint on the show if you
would like to listen, visit www.TheDailyComplaint.com
In the event you have further questions, you can contact
me via email, web or phone (full contact information is below) as I would be
more than happy to answer your questions, call PHH with you and/or point you in
the right direction.
Every new beginning comes from some other
beginning's END
Respectfully,
Dana Shafman
Managing Member
END Consulting
(888) 234-7006 Ext 101
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